Find out your real monthly mortgage payment in seconds — built for first-time buyers, not finance majors.
Most calculators show only principal and interest, then your real bill lands 30% higher. FirstHome rolls in estimated property tax, homeowners insurance, and PMI so the number you see is the number you'll actually budget for.
Type four things separated by commas: home price, down payment %, interest rate %, and loan term in years. Example: 350000, 10, 6.5, 30. Leave blanks and we'll assume 10% down, 6.5% rate, and a 30-year term.
Putting less than 20% down means private mortgage insurance (PMI) gets added every month until you build equity. The calculator flags exactly how much that costs you — and how much you'd save by crossing the 20% line.